Blog Archives - High Performance Real Estate Advisors

3 Benefits of Working With an In-House Insurance Representative

Insurance is another offering we have to make the client experience great.

The last few months, we’ve been talking about the ancillary products that we offer to make the client experience that much better. These include our real estate services of buying, selling, and investing, our wide variety of mortgage loans and refinancing options, as well as down payment assistance to help buyers. However, my favorite is our insurance.

Today I have a special guest, Jeremy Muldrow. We call him Dr. Insurance. He’s our agent in charge of We Insure Carolina. Here are three reasons why you should give us an opportunity to quote your insurance:

  1. We Insure Carolina is actually a brokerage. That means we have access to over 350 carriers.
  1. We work for you, not the insurance companies.
  1. If you have it, we can insure it. That includes business, primary and secondary homes, auto, RV, life, and health.

If you want to know more, reach out to Jeremy at WeInsureCarolina.com. We look forward to hearing from you.

What Are the Benefits of an In-House Loan Service?

Here are three big advantages of in-house mortgage services.

In our industry, the biggest issue is always communication. That’s why we brought our mortgage services in-house; this way, you always know your agent and your lender are on the same page. Today we’re talking with “Closing-day K”, our new loan officer for our mortgage division, about three benefits to using an in-house lender:

Everyone is busy; that’s why we work around your schedule.”

1. We offer a personalized experience that fits your schedule. A lot of big-box lenders are open from nine to five, but that doesn’t work for everyone. We will work weekends and around your needs to make sure everything gets done on time. 

2. We will shop around for you. Everyone’s busy; the last thing you want to do is shop around for the best lender. We have many great local lenders in our portfolio, and we get you the best deal possible by making them compete for your business. 

3. We will advocate for you during the process. This is like bringing a mechanic to a used car lot. We know exactly what lenders are looking for, so we know all the tricks to get you a fantastic deal. 

If you have any questions about our new mortgage division or how K can help you, please call or email us. We’ll see you at the closing table!

We Have a Secret To Share

I’m finally sharing the secret that we’ve been keeping for 10 months!

Today I’m eager to discuss something we’ve been keeping secret for 10 months. The main issue we have in real estate is communication, and it’s always been that way. Communication with the lender, home insurance company, the title insurance agency, the attorney, and everyone else involved can be a mess because there are so many different pieces to the transaction. So we’ve decided to bring it all in-house, and that’s what we’ve been working on for the past 10 months. 

“We’ve started a new insurance division and also a mortgage division that we own.”

We’ve started a new insurance division, We Insure The Carolinas, and also a mortgage division, Closing Table Mortgage. That means we can control the process and client experience much better. For example, often, getting a home insurance quote could take two to three days. However, with We Insure The Carolinas, we can quote you a home insurance premium and coverage in three minutes. We have 350 carriers to choose from, and we’re licensed in all 50 states. 

Soon, I’ll be interviewing our agent in charge, Jeremy Muldrow, in a video so you can see firsthand how your experience will be better. We offer insurance for titles, homeowners, autos, boats, motorcycles, and businesses. Our objective was to make your experience much better by having everything in-house, offering a full-service brokerage along with insurance, a mortgage company, and controlling the buying and selling sides. You’re going to love it. 

Thank you for continuing to support us; we appreciate you so much. If you have any questions about our new services or real estate in general, call or email us. We would love to help you.

My October Charlotte Event Recommendations

Here are some great fall activities here in the Greater Charlotte area.

Are you into fall colors, the cooler temperatures, pumpkins, and apples? Then you’re going to love this lineup of fall activities in the Charlotte area:

First, head on over to Bush-N-Vine Farm. It’s a pick-your-own pumpkin farm in York, South Carolina, with a delicious snack counter and farmer’s market to go with it. Some of the highlights include a chicken coop, pumpkins of all sizes, and you can pick sunflowers when the season is right. I highly recommend the delicious strawberry donuts as well.

Just five miles up the road is Windy Hill Orchard and Cider Mill. This pick-your-own apple orchard has plenty of outdoor seating, flights of cider, and a small country store filled with apple-based items. Why not grab an apple cider donut as well?

A ton of local breweries have fantastic outdoor patios.

Finally, let’s talk about one of my favorite Halloween events. If you love amusement parks and Halloween, Scarowinds is the place to be. The Tunnel of Terror car wash in Belmont and the 901 Nightmare are both spooky favorites of ours. A ton of breweries around here have great fall patios as well.

For next month’s video, we’re going to focus on where to take your family that comes into town for the holidays. Hint: You’re going to be hungry, so don’t miss next month’s episode.

If you have any questions or real estate needs, don’t hesitate to reach out via phone or email. We look forward to hearing from you soon.

This Program Helps FSBOs

Introducing our Smart Seller program that helps you sell your house FSBO.

Let’s face it: The market is so hot, just about anybody could sell a house right now. Buyers are coming out of the woodwork. However, that’s not the whole story.

Did you know that two-thirds of properties that close do not go under contract at the same price agreed upon by the buyer and seller? Inspections and appraisals can raise issues that force them to negotiate. Sellers usually walk away with less money than they expected.

Sell your home on your own but use our marketing services.

We’ve started a program called the Smart Seller program. Through it, you can sell your home on your own but use our marketing services. If the buyers come through one of our marketing services, then we’ll get a commission on the house, but if you bring the buyer in with your own advertising, then we won’t take a commission. The best part is we’ll do professional photos, measurements, virtual tours, and online advertising for free. You won’t pay a dime for them if you bring the buyer.

If you want to know more about our Smart Seller program, we’d be more than happy to sit down and talk with you about it. We have a sales commission menu with commissions as low as 1%. Just reach out and give us a call.

How To Live Essentially Mortgage-Free

How to live mortgage-free while building wealth by house-hacking.

House-hacking is how I ended up getting into real estate in 2002. The first home I bought was a three-bedroom, two-bathroom home. I got a 30-year mortgage on it and I rented out two of the rooms. I had $1,200 per month coming in, which offset my mortgage. I was essentially living for free.

It was a little difficult having roommates, but was it worth it because I was able to claim that $14,000 of extra income I was getting per year on my taxes. Then I went to the bank and they approved me for more properties. I ended up buying four more homes and renting them out as well.

There are different types of house-hacking. You could buy a duplex , rent out one of the units, and live in the other, for example. You could also buy a two-acre property,  build another house on the land, and rent that out to offset the mortgage.

If you’d like to know more about how house-hacking works and want to do a no-obligation consultation, please reach out to us. We’re also here to answer any real estate-related questions that you might have.