Before beginning your home search, take the smart first step: get pre-approved with a trusted loan officer. During this process, your lender reviews key financial details such as your income, assets, debts, and credit history to determine how much home you can comfortably afford. You’ll typically provide documents like W-2s, pay stubs, federal tax returns, and recent bank statements. Pre-approval not only helps you understand your true budget but also strengthens your offer when it’s time to make a move. With multiple loan programs available, from conventional to FHA, VA, and first-time buyer options, your lender will guide you toward the best financing solution for your goals.
THE HOME
Finance Your Home the High Performance Way, Charlotte’s Trusted Home Loan Partners.
From Pre-Approval to Closing, We’ve Got You Covered.
We’ll See You at the Closing Table!
- Conventional Loans
- FHA & VA Loans
- Jumbo Loans
- First-Time Buyer Programs
Your Path to Stress-Free Home Financing
Buying a home is one of life’s biggest investments, and navigating the mortgage process shouldn’t add unnecessary stress. At High Performance Real Estate Advisors, we connect Charlotte-area buyers with trusted local lenders who make financing clear and straightforward. Whether you’re exploring conventional, FHA, VA, jumbo, or first-time buyer programs, our team ensures you understand your options and feel confident from pre-approval to closing. By simplifying each step and keeping communication open, we turn what can feel overwhelming into a seamless, informed journey toward homeownership.
Start Your Real Estate Search With High Performance Real Estate!
Get Pre-Approved & We'll See You At The Closing Table.
Meet Thomas Elrod,
The $2 Billion Closer
With over $2 billion in career sales, Thomas Elrod is one of the Carolinas’ top real estate professionals, known for his results-driven approach and client-first mindset. As co-founder of High Performance Real Estate Advisors, he’s helped build one of Charlotte’s most trusted and successful teams.
The Proof is in the Performance.
From first showing to closing day, our clients share how the High Performance approach made all the difference.
"We absolutely recommend"
This home has been the 6th house I’ve sold and HPREA has been the most thorough, dedicated, informative and prompt realtors I’ve ever worked with over 35+ years. This sale was a complicated estate and I definitely got everything I needed to close the deal with a good return in a short time period. There’s nothing I would recommend that they improve on!
"We consider the HPREA team family now!"
My husband and I cannot thank the High Performance Real Estate Advisors team enough for the most professional and patient care that was given to us. We traveled from another state and there team guided us through every step . Five stars to the team.
Will always call you family not just another Real Estate. Thanks to all!
"I would give them 10 stars if I could!"
HPREA was a pleasure to work with as my wife and I navigated the purchase of our first house. The High Performance Real Estate team did all the heavy lifting for us to make the process as easy and stress free as possible. The whole crew is always available for any questions you may have throughout the process!
